Monday, August 4, 2008

I don’t need to be bill gates or warren buffet!

I don’t need to be bill gates or warren buffet!

Yes , I really don’t need to be gates or buffet or just the average day millionaire  to help the poor. It starts then from here, that is within yourself. I'm talking about giving and beta creative capitalism. Its already happening and will help save our African brothers and sisters who are unfortunate, some are just very lazy have given up in this race. Life itself is a race, we should strive to outlive ourselves and eat life with big spoons, I got a big set of them, do you?

What I was saying is about giving and the Why not! You can do a pennywise deal and offer a shilling with an idea to it. We have family and friends who are in need of help, we may be learned and rich, not necessarily bright and wealthy; the difference between the two colours in the world, black and white. Black is deemed to be rich and white is wealthy. Lets go on, the average help required is less than what we think and estimate, this is to the family and friends who are without any average sweet life, they call it less than a dollar a day life. To add to the list of those we can help as a sweet substitute is strangers, friendly strangers who can be new friend or acquaintances, the latter mostly emerge as better people to work with and help as I have experienced although there is a perceived higher risk, risk is every where.

If you can spare a small capital of 1,000 you can provide business capital injection to the kiosk guy near you for exapmle Mama mboga; that’s your grocer, the one next to you with a rusty or dilapidated wooden construction.

What she has is a nice opportunity but she faces every day trials (emergencies and misfortunes)and can underperform at work since if she is faced with a trial, say a sick one, she loses a lot of time, money and this is a set back ten time more than you can face mainly because she has no savings but you got some. Long story short; she lack items that you might need and she will often tell you -zimeisha sasa- that its just got over. What if, you build rapport and help her run the business, you can inject 500 or 1,000 and she can bring more groceries at you door step. This she can repay you in installments weekly perhaps and you can evaluate the risk of giving her more support or not. Try it with your favourite grocer or kiosk guy who has somewhat entrepreneurial skills?

Let me give you the buffet of help; you give a shilling plus an business idea or a business incentive with a sound strategic plan. The for desert offer a flexible return on the money lent, better than the average day bank that has become a sly shylock.